Summary Plan Descriptions
Benefits Plan Documents and Plan Summaries
This chart provides a summary of the benefits available under Loyola University Maryland Health & Welfare Benefit Plan. The benefit guides and insurance certificates listed below provide detailed information on the benefits available and are incorporated by reference into this Summary Plan Description. Please use the list below to identify the incorporated documents for the benefits in which you are enrolled. Please review this information carefully. If you have questions, need additional information, or wish to request a paper copy of the SPDs free of charge, please contact the Office of Benefits and Wellness at 410-617-1365.
Benefit |
Insurer or Claims Administrator |
Title of Benefit Booklet, Guide or Certificate |
Health and Welfare Benefit Plan Wrap Document |
Loyola University Maryland, 4501 N Charles Street, Baltimore MD 21210 |
Loyola University Maryland Health & Welfare Benefit Plan |
Cigna Health and Life Insurance Company Hartford, CT 06152 |
Open Access Plus Medical Benefits | |
Cigna Health and Life Insurance Company Hartford, CT 06152 |
Open Access Plus In Network Medical Benefits |
|
Cigna Health and Life Insurance Company Hartford, CT 06152 |
Open Access Plus Medical Benefits, Qualified High Deductive Health Plan |
|
Metropolitan Life Insurance Company 200 Park Avenue New York, New York 10166 |
Your Employee Benefit Plan Dental Expense Benefits PPO Dental Plan |
|
Metropolitan Life Insurance Company 200 Park Avenue New York, New York 10166 |
Your Benefit Plan Copay Dental Plan |
|
Mid-Atlantic Vision Service Plan, Inc. 3333 Quality Drive Rancho Cordova, CA 95670 |
Group Vision Care Policy Certificate of Coverage |
|
Mid-Atlantic Vision Service Plan, Inc. 3333 Quality Drive Rancho Cordova, CA 95670 |
Group Vision Care Policy Certificate of Coverage |
|
Core Life Insurance/AD&D Class 1 (Benefit Capped at $ 50,000 |
Symetra Life Insurance Company 777 108th Ave., NE, Suite 1200 Bellevue, WA 98004-5135 |
Group Term Life, AD&D, Supplemental Life, and Dependent Life Certificate of Insurance for Employees Capping the Benefit Amount to $ 50,000 |
Core Life Insurance/AD&D, Supplemental Life, and Dependent Life Class 2 |
Symetra Life Insurance Company 777 108th Ave., NE., Suite 1200 Bellevue, WA 98004-5135 |
Group Term Life, AD&D, Supplemental Life, and Dependent Life Certificate of Insurance for Employees Electing the Maximum Benefit Amount of $ 250,000
|
Core and Buy-up Long-Term Disability Insurance Class 1 – Non 403b |
Symetra Life Insurance Company 777 108th Ave., NE, Suite 1200 Bellevue, WA 98004-5135 |
Core and Buy-up LTD Insurance for Employees Not Receiving Loyola's 403b Contribution |
Core and Buy-u Long-Term Disability Insurance Class 2 – 403b |
Symetra Life Insurance Company 777 108th Ave., NE, Suite 1200 Bellevue, WA 98004-5135 |
Core and Buy-up LTD Insurance for Employees Receiving Loyola's 403b Contribution |
Acentra Health 777 East Park Drive Harrisburg, PA 17111 |
Employee Assistance Program |
|
Optum Financial 307 International Circle, Suite 200 Hunt Valley, MD 21030 |
Health Care and Dependent Care Flexible Benefits Plan Summary Plan Description |
|
TIAA P.O. Box 1273 |
Summary Plan Description |
This website provides a summary of the benefits available. The University reserves the right to modify, amend, suspend or terminate any plan at any time, and for any reason without prior notification. You will be notified of any changes to these plans and how they affect your benefits, if at all. The plans described on this website are governed by insurance contracts and plan documents, which are available for examination. We have attempted to make explanations of the plans on this website as accurate as possible. However, should there be a discrepancy between this website and the provisions of the insurance contracts or plan documents, the provisions of the insurance contracts or plan documents will govern. In addition, you should not rely on any oral descriptions of these plans, since the written descriptions in the insurance contracts and plan documents will always govern.